One Principle a Week

Wealth, discipline, and intentionality.

The Retirement Account Disguised as a Health Plan

Aug 31, 2026

The Retirement Account Disguised as a Health Plan

Your HSA is a stealth retirement account. Use it like one.

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You Can Pay Your Student Loans and Still Get the 401(k) Match

Aug 24, 2026

You Can Pay Your Student Loans and Still Get the 401(k) Match

The old "pay loans or get the match" tradeoff is legally over. Here's the provision most people have never heard of.

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The Tax Rate You Won't Believe Is Real: 0%

Aug 17, 2026

The Tax Rate You Won't Believe Is Real: 0%

There's a 0% federal bracket on investment gains — and most people skip it in the exact years they could actually use it.

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The 84-Month Car Loan Trap

Aug 10, 2026

The 84-Month Car Loan Trap

Why a lower monthly payment can cost you the most.

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Your Investments Beat You. Here's the Gap, Measured.

Aug 3, 2026

Your Investments Beat You. Here's the Gap, Measured.

The fund posts one return; the average investor earns less. The gap has a number — and doing less is how you close it.

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The Subscription Tax

Jul 27, 2026

The Subscription Tax

How $60 a month quietly becomes six figures.

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